LIC Policy: Get Rs 36000 every year till the age of 100 by depositing only Rs 45 everyday, here is the way

LIC Jeevan Umang policy: Bank Fixed Deposit and Post Office Small Savings Scheme, as well as Life Insurance Corporation of India, is popular for offering high returns with low risk.


  • Insurance is a good means of protection against financial loss.
  • LIC is one of the most popular options for insurance in India.
  • Jeevan Umang policyholders can claim deduction under section 80C of the Income Tax Act.

New Delhi. Life Insurance Corporation of India LIC is the most popular among Indians buy insurance policies. LIC has made many policies for its different categories of people. LIC offers insurance schemes for people of all ages and categories. Most of the LIC policies are liked by those who do not want to take the risk. One such policy of LIC is the Jeevan Umang policy, which provides both income as well as protection to the family of the policyholder.

What is LIC Jeevan Umang Policy?

LIC Jeevan Umang Policy is a non-linked, participating, personal, entire life insurance plan, which provides income and protection to the family of the insured.

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Will get a pension of Rs 36,000
There are many benefits of the Jeevan Umang policy. Its most important thing is that you can get an annual pension of Rs 36,000 by depositing just Rs 45 every day.

Understand the complete calculation by example (Jeevan Umang policy Calculation)

For example, if you sign up for a Jeevan Umang policy at the age of 26 for an insurance cover of Rs 4.5 lakh, you will have to pay roughly Rs 1,350 monthly or around Rs 45 per day. In this case, your annual premium will be Rs 15,882 and after 30 years your premium payment will be Rs 47,6460. LIC will start accumulating Rs 36,000 annually as a return on your investment in the 31st year after 30 years of continuous premium payments. If the policyholder continues to earn an annual return of Rs 36,000 from the 31st year of investment till the age of 100 years, he will have a total profit of Rs 36 lakh.

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